Defending Your Financial Future Against Aggressive Creditors
In Maryland, debt buyers and predatory lenders rely on one thing: that you won’t fight back. At Ben Akech Law, we level the playing field. Whether you are facing a high-interest Merchant Cash Advance (MCA) crisis or a lawsuit from a third-party debt buyer, we provide the sophisticated litigation strategies necessary to protect your business and your household.
OUR LEGAL SOLUTIONS
If you’ve been served with a summons from Midland Credit Management, Portfolio Recovery, or a major bank, do not ignore it. We challenge the “chain of title,” demand strict proof of debt, and work to get cases dismissed or settled for a fraction of the original claim.
MCAs can paralyze a business with daily withdrawals and aggressive “Confessions of Judgment.” We help Maryland business owners challenge these high-interest agreements, stop illegal collection tactics, and restructure obligations to keep your doors open.
Judgment Defense & Asset Protection
A court judgment is not the end of the road. We move quickly to vacate default judgments, quash illegal wage garnishments, and release bank levies to protect your hard-earned assets and business revenue.
Testimonials
Use Your Legal Insurance for Your Defense
Are you a member of MetLife Legal, ARAG, or Legal Resources? Many of our debt defense services are covered under your employer-provided legal plan. Mention your plan during your intake to see if your legal fees are 100% covered.
Q: Can I really win a debt lawsuit in Maryland?
A: Yes. Many debt buyers lack the proper documentation to prove the debt in a Maryland courtroom. By filing a Notice of Intention to Defend and demanding strict proof, we often secure dismissals.
Q: What is a Merchant Cash Advance "reconciliation"?
A: It is a legal requirement that MCAs adjust their withdrawals based on your actual sales. If they refuse to reconcile, the contract may be considered an illegal, usurious loan.
Q: Will a lawyer help me stop a wage garnishment?
A: Absolutely. We can move to vacate judgments or negotiate settlements that immediately halt garnishments and bank levies.
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