The Law Office of Ben Akech

Sued by Small Business Financial LLC in Maryland? MCA Defense Lawyer

Sued by Small Business Financial sOLUTIONS llc in Maryland? MCA Defense Lawyer

Whether you’re in Maryland or across the country, we defend small businesses against predatory Merchant Cash Advances and illegal UCC liens.

Sued by Small Business Financial Solutions LLC in Maryland? MCA Defense Lawyer

Facing a Lawsuit in Montgomery County? Stop the Daily Debits and Protect Your Business Revenue.

If your business has been served with a summons from Small Business Financial Solutions, LLC, you are likely facing an aggressive legal maneuver to freeze your bank accounts. Because this funder is headquartered in Bethesda, Maryland, they frequently file lawsuits in the Circuit Court for Montgomery County, forcing business owners from across the country to defend themselves in a Maryland courtroom.

At the Law Office of Ben Akech, we specialize in defending small businesses against predatory Merchant Cash Advances (MCA). Attorney Ben Akech is a veteran litigator admitted in Maryland and New York—the two primary hubs for MCA litigation. We understand the high stakes of these cases and move quickly to protect your cash flow.

Call 301-244-0676 today for a confidential strategy session.

Why You Need a Local Maryland MCA Defense Attorney

Even if your business is based in California, Texas, or Florida, Small Business Financial Solutions often uses “forum selection clauses” to bring you into Maryland courts. Consequently, you need an attorney who can physically appear in the Rockville courthouse to challenge their claims.

Our Proven Defense Strategies

  • The “De Facto Loan” Argument: Under Maryland Commercial Law, many MCAs are actually disguised, usurious loans. If the funder takes a fixed amount regardless of your sales, we argue the contract is an illegal loan subject to state interest rate caps.

  • Challenging the Lack of Reconciliation: Most MCA contracts require the funder to adjust payments if your revenue drops. If they refused to “reconcile” your daily debits, they may be in breach of contract.

  • Stopping UCC-1 Liens: We move to vacate liens filed with the Maryland State Department of Assessments and Taxation (SDAT) that prevent you from accessing your merchant processing funds.


 

What Happens if You Don't Respond?

If you ignore a summons from Small Business Financial Solutions LLC, the court will likely enter a Default Judgment. Once this happens, the funder can:

  1. Garnish your bank accounts immediately.

  2. Seize business assets and equipment.

  3. Domesticate the judgment in your home state to freeze your local accounts.

However, there is hope. Even if a judgment has already been entered, we may be able to file a Motion to Vacate, especially if you were never properly served or if the contract was predatory from the start.

 


 

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