If you were recently served with court papers showing Glasser & Glasser as the plaintiff’s attorney, you may feel stressed, confused, or unsure what to do first. That reaction is completely normal. However, what you do in the next few weeks can strongly affect the outcome of your case. If you’re unsure what to do after being served a lawsuit in Maryland, start with our complete step-by-step guide to defending a debt lawsuit in Maryland.

Fortunately, Maryland law gives defendants rights and response options. By acting quickly and understanding the process, you can avoid costly mistakes and protect your position.

Let’s walk through the steps clearly.

Step 1: Don’t Ignore the Lawsuit

First and most importantly, do not ignore the papers. In Maryland, failing to respond to a debt lawsuit can result in a default judgment. Once that happens, the creditor may legally pursue:

  • Wage garnishment

  • Bank account attachment

  • Property liens

Because of this, time matters. Acting early preserves defenses that may disappear later.

Step 2: Check the Court and Your Deadline

Next, look carefully at the summons to identify:

  • Which court filed the case (District or Circuit Court)

  • Your response deadline

  • The amount the lawsuit claims

In many Maryland District Court cases, defendants typically have a short window to file a notice of intention to defend. Therefore, reviewing the documents immediately is essential.

Step 3: Understand What the Complaint Is Claiming

Although the lawsuit may look official and intimidating, remember that the complaint only contains allegations, not proven facts.

For example, the creditor must still prove:

  • You actually owed the debt

  • The correct amount is claimed

  • The plaintiff legally owns the account

  • Proper documentation exists

In many credit card lawsuits, paperwork problems or ownership issues arise. As a result, defendants sometimes have stronger defenses than they initially believe.

Step 4: Avoid Common Defendant Mistakes

Many Maryland consumers unintentionally harm their case early. For instance, some defendants:

  • Call the opposing law firm and admit the debt

  • Agree to payment terms without reviewing defenses

  • Ignore the lawsuit hoping it will disappear

  • Wait until after judgment to seek help

Instead, pause and evaluate your legal position before taking action. Even small statements can later be used in court.

Step 5: Consider Speaking With a Maryland Debt Defense Attorney

Because debt lawsuits move quickly, early legal advice can make a significant difference. An attorney can:

  • Review the complaint and supporting documents

  • Identify procedural defects

  • Evaluate statute-of-limitations issues

  • Help you file the proper court response

Most importantly, early intervention often provides more options than trying to fix the situation after judgment.

Experience Matters in Debt Lawsuit Defense

Maryland attorney Ben Akech has experience representing consumers sued in credit card and collection cases. He understands how collection firms build their claims, what documentation courts expect, and where those cases often contain weaknesses. Because of this experience, he helps clients respond strategically, avoid procedural mistakes, and evaluate realistic defense options based on Maryland court practice.

Take Action Before Deadlines Pass

Receiving a lawsuit from Glasser & Glasser can feel overwhelming. Nevertheless, it is the beginning of a legal process—not the end of your options. By reviewing your paperwork, understanding your deadlines, and seeking guidance early, you can protect your rights and make informed decisions.

If you’ve been served, the safest step is to act sooner rather than later. Waiting rarely improves the situation, while early action often keeps more solutions available.